Banh Mi Saigon is the work of fresh-faced Nhi, 28, who goes by Victoria and is the sole owner here. She also owns and runs a small chain of similar Vietnamese provision shops with locations in Bedok and Sengkang. The Ang Mo Kio branch is the only one with the banh mi stall, though, and is about four months old. Victoria, who’s married to a Singaporean, is from Ho Chi Minh City (formerly known as Saigon), and says her family has been in the banh mi business for many years, all the way back to her grandmother and earlier (hence the “established 1899” stamp on the branding).